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LifeLock offers information theft insurance and credit rating monitoring. Even though the company does not offer a friends and family plan, you can buy a plan to your children by $5. 99 per month. LifeLock has a money-back guarantee and includes the service’s Norton 360 ant-virus software. Most of its programs include free of charge credit bureau monitoring. LifeLock also offers lost billfold protection. If you’re concerned about info theft, lifelock’s money-back guarantee includes all of your expenses and legal defense.